Underwriting Doesn't Have to be Scary
We haven't been sitting still during our first 50 years. During that time, we learned what it is that underwriters need in order to make a proper decision. The links below will share much of that knowledge with you. You will be able to take our underwriting questionnaires and gather the information that will help get your case quoted correctly then get the policy issued as quoted. If you want to look at a case the way the underwriter does - go to Underwriting 201. Finally - if all else fails there is always Guaranteed Issue Life.
ASKING THE RIGHT QUESTIONS!
If your client has an impairment that might make buying life insurance a little more difficult - you are at the right place. With our in house underwriting expertise we can usually give you a preliminary opinion within 30 minutes. If you will give us the basic information - we will illustrate the case at the proper rating.
LOOK AT IT FROM THE UNDERWRITER'S POINT OF VIEW
Learn more about Alcohol Abuse, Anxiety Disorders, Blood Tests, Build, Bundle Branch Blockage, Cholesterol, Diabetes, Drug Abuse, Hepatitis, NT-proBNP, Prostate Cancer, Rheumatoid Arthritis, Skin Cancer, Sleep Apnea, Strokes and TIAs and Writing a Cover Letter
When all else fails and we determine that your client is truly uninsurable, there is still one option. Guaranteed Issue Life Insurance. There are no health questions, no build questions and your client cannot be declined the coverage.
UP TO $40,000 • Ages 40 to 80
NO HEALTH QUESTIONS