Guaranteed Issue

Your Client Can Not Be Declined
Ages 40 thru 80. Up to $40,000. No Health Questions
Alcohol Addiction
Coronary Bypass
Heart Attack
Kidney Failure
Congestive Heart Failure
Morbidly Obese
Parkinson's Disease
Drug Addiction
Felony Convictions

for a more accurate assessment

We have almost 100 Underwriting Questionnaires that are designed to help you ask the right questions before you submit an application.  That allows us to help you quote the correct premium for the client's situation.  This is an idea that will improve your delivery ratio.