For 50 plus years, we have been negotiating the best offer for clients nationwide.  Many of these cases were for individuals with less than a perfect medical history.  The key to getting the best offer on these cases depends heavily on the ability of the agent to ask the right questions in advance.  When we have the facts on your client, we will discuss it with a group of our favorite underwriters and find the one or two that are most favorable to your client's particular condition.

Download the Appropriate Questionnaires Below

You will be able to ask the right questions and we will be able to give you a more accurate quote